Looking for answers about FERS, the TSP or FEHB? Those are on the federal retirement FAQ.
01About FFEBA
What is FFEBA?
FFEBA is the Federation of Federal Employee Benefit Advocates LLC, a private company in Tarpon Springs, Florida, that educates federal employees about their benefits. It publishes plain-language guides, calculators and the DailyFED newsletter, runs free workshops, issues the FRC designation for professionals, and introduces federal employees to FRC holders for a free benefits review. More on about FFEBA.
Is FFEBA a government agency?
No. FFEBA is a private company. It is not affiliated with or endorsed by the Office of Personnel Management, the Thrift Savings Plan, the Social Security Administration or any other U.S. government agency. Your agency HR office and OPM remain the official sources for your records, eligibility and retirement application.
Is FFEBA a financial advisor?
No. FFEBA is an education organization. It does not give personalized financial, legal or tax advice. The FRC holders it introduces are independent professionals. See our disclosures.
How is FFEBA funded?
The FRC professionals in our network sponsor FFEBA's free education and matching. That is why workshops and the benefits review cost federal employees nothing. Sponsors do not write or approve our guides or news.
What is DailyFED?
DailyFED is FFEBA's daily newsletter and newsroom for federal employees, covering retirement, benefits, the TSP and workforce news. It is free to subscribe. Its articles now live at ffeba.com/news/. See DailyFED.
02About the FRC designation
What is the FRC designation?
The Federal Retirement Consultant designation is a professional designation for financial professionals trained on federal employee benefits: FERS and CSRS, Social Security, the TSP, FEHB and FEGLI. Candidates meet prerequisites, complete coursework, pass an online, closed-book, proctored exam, and keep up six continuing-education credits a year (FINRA, retrieved 2026-10-11).
Is the FRC designation legitimate?
The FRC designation is listed in FINRA's professional designations database, which names FFEBA as the issuing organization and describes its prerequisites, exam and continuing education. FINRA lists designations; it does not approve or endorse any of them. You can read FINRA's listing yourself.
Is an FRC the same as a CFP?
No. They are different designations from different organizations. The FRC focuses on federal employee benefits; the CFP covers general financial planning. Some professionals hold both. Neither is approved or endorsed by FINRA.
How do I verify an FRC?
Search the person's name in the FRC Lookup, which shows whether the designation is current. Our verify page links to it, to FINRA's listing, and to the complaint process.
03About the free benefits review
Is the benefits review really free?
Yes. The review costs you nothing, and FFEBA never charges you. It is free because FRC professionals sponsor FFEBA's matching. You are not obligated to buy anything or to keep working with the FRC you meet.
What happens in a review?
You meet one-on-one with an FRC, in person, by phone or by video, and talk through your pension, TSP, health and life insurance, and retirement timing with your own numbers. You leave knowing where your decisions are. See the free benefits review.
Will I be contacted after I request a match?
Yes. When you request a match, FFEBA and the FRC you are matched with may contact you at the email and phone number you give, including by calls and texts that may use automated technology, to confirm your match and your review time. Consent is not a condition of any purchase, and you can reply STOP to texts or ask us to stop at any time.
How do I get matched?
Answer five short questions about your career stage, retirement system, years of service, state and the topics you want help with. We introduce an FRC who can serve you. Start the match.
Still have a question?
Email info@ffeba.com or use the contact page.
Reviewed by the FFEBA education team. Last reviewed October 2026.
Sources
- FINRA, Professional Designations: Federal Retirement Consultant (FRC), retrieved 2026-10-11
Every government figure on this page carries its source and retrieval date. Worked examples are educational estimates on the assumptions shown, not a projection of any person's benefit. FFEBA is an education organization, not a financial advisor.