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Trust, then verify

Verify a Federal Retirement Consultant (FRC®) by name

To verify a Federal Retirement Consultant (FRC), search the person's name in the FRC Lookup, which shows whether the designation is current. Then read FINRA's listing of the designation, which describes its requirements. FINRA lists designations; it does not approve or endorse them.

Get matched with an FRC Free, no obligation

How do I use the FRC Lookup?

  1. 01
  2. 02

    Search the name

    Use the name the professional uses at work.

  3. 03

    Check the status

    Confirm the designation shows as current.

  4. 04

    Report anything off

    Use the complaint link on the lookup, or contact us.

Every FRC that FFEBA introduces through the free match can be checked this way before you meet.

What does FINRA's listing say?

FINRA's professional designations database describes the FRC designation and names the Federation of Federal Employee Benefit Advocates LLC (FFEBA) as the issuing organization (FINRA, retrieved 2026-10-11).

  • PrerequisitesCandidates must meet two of the listed requirements: a qualifying degree or two years of industry experience, a state insurance license or certain FINRA registrations, or one of several listed credentials.
  • ExamOnline, closed-book, proctored final certification exam.
  • Continuing educationSix credits annually.
  • ComplaintsSubmitted online through FFEBA's complaint page.
  • VerificationThrough the FRC Lookup.

Read the FRC listing on FINRA.org

What else should I check?

The designation shows training. Licenses show what a person is allowed to sell or advise on. If the professional is FINRA-registered, look them up on BrokerCheck. For insurance licenses, use your state insurance department's lookup. More questions to ask are on how to find a federal retirement planner.

Ready to meet one?

Get matched with an FRC who serves your state and your retirement system. Start the free match, or read what the free benefits review covers.

Before you book

Fair questions, straight answers.

Is the FRC designation legitimate?

The FRC designation is listed in FINRA's professional designations database, which names FFEBA as the issuing organization and describes the prerequisites, the proctored exam and the six annual continuing-education credits. FINRA lists designations; it does not approve or endorse any of them. You can read the listing yourself on finra.org.

Who issues the FRC designation?

The Federation of Federal Employee Benefit Advocates LLC (FFEBA) issues the FRC designation. FINRA's listing names FFEBA as the issuing organization.

What if the person I met does not show up in the lookup?

Check the spelling and try the name the person uses professionally. If they still do not appear, the designation may have lapsed or never been held. Do not rely on the claim, and tell us through the contact page so we can look into it.

How do I file a complaint about an FRC?

Use the complaint form linked from the FRC Lookup, or contact FFEBA at info@ffeba.com or 833-229-0714. FINRA's listing also points complaints to FFEBA. For complaints about securities or insurance conduct, contact FINRA or your state insurance department as well.

A federal employee in her late fifties listens on a phone call in a lamp-lit armchair, a notepad on her knee

The free benefits review

“Can I retire at 57 with the FERS supplement?”

It depends on your birth year, your years of service and whether you keep working, because the supplement has an earnings test and stops at 62. An FRC works it through on your own record, and the review costs you nothing.

  1. 01Career stage
  2. 02Retirement system
  3. 03Years of service
  4. 04Your state
  5. 05Help you want
Get matched with an FRC How the match works

Five questions, then you see your match. FRC professionals may be compensated if you choose to work with them.