Effective date:. By using the site, you agree to these terms. If you do not agree, please do not use it.
Education, not advice
Everything on this site is general education about federal employee benefits. It is not financial, investment, insurance, legal or tax advice, and it does not consider your circumstances. FFEBA is not a broker-dealer, registered investment adviser, insurance agency, or law or tax firm. Confirm current rules with your agency or OPM before you act.
Calculators and estimates
Calculators produce educational estimates on the assumptions you enter, using published rules and figures with their dates. They are not projections, promises or official computations. We do not guarantee that any estimate matches what OPM, the TSP or your agency will pay.
No guarantee of accuracy or availability
We work to keep figures current and cite their sources and dates, but rules change and errors happen. The site is provided "as is."
Matching and independent professionals
The free match introduces you to a Federal Retirement Consultant (FRC), an independent professional who is not an employee or agent of FFEBA. Any engagement, product or service you choose is solely between you and that professional. You are never obligated to work with or buy from anyone we introduce. How FFEBA is funded is explained in our disclosures.
Your account
Membership is free. You sign in with a single-use link sent to your email. Keep access to your email secure, because anyone who can open it can sign in. You may close your account at any time. We may suspend accounts used to misuse the site.
Acceptable use
Do not misuse the site: no scraping that burdens it, no attempts to access other accounts or systems, no false information in forms, and no use of our content to suggest it comes from a government agency or is personalized advice.
Content and trademarks
The FFEBA and DailyFED names, the FRC mark, and this site's original text, design and code belong to the Federation of Federal Employee Benefit Advocates LLC. You may read and share pages for personal, non-commercial use with a link back. Government data reproduced here is public-domain material attributed to its source.
Third-party links
We link to government sources, the FRC designation site, scheduling and other services for your convenience. We are not responsible for their content or practices.
Changes
We may update these terms and will post the new version here with a new effective date.
Contact
Questions about these terms: info@ffeba.com or 833-229-0714. See also our privacy policy and disclosures.
Last updated October 2026.