TSP Millionaires: 224,130 Accounts, Just Below July's Record

224,130 TSP accounts held at least $1 million on October 1, just 290 below July's record, according to FRTIB data.

That is still about 29,400 more than at the end of 2025.

Source: Federal Retirement Thrift Investment Board, quarterly account balance data as of October 1, 2026.

Account balance	Accounts	Share of accounts	Average years contributing
Under $50,000	4,121,900	56.1%	6.07
$50,000 to $249,999	1,939,672	26.4%	13.67
$250,000 to $499,999	631,674	8.6%	19.28
$500,000 to $749,999	280,116	3.8%	22.03
$750,000 to $999,999	146,727	2.0%	23.93
$1 million or more	224,130	3.1%	27.34

FRTIB data as of October 1, 2026, covering 7,344,219 civilian and uniformed services accounts. Beneficiary accounts are excluded.

The July 1 record was 224,420. The small dip came in a quarter when the S Fund and bond prices fell, but year-to-date returns through September 30 were still strong: 16.45% for the I Fund, 12.73% for the C Fund, and 11.62% for the S Fund.

The count does move with markets. Tracking shows it fell about 42% at its low point in 2022 before recovering to new highs.

The average account is about $157,000, with FERS participants averaging $234,000 and CSRS participants $258,000. The overall figure is lower because it includes military and beneficiary accounts. A majority 56% of TSP accounts hold less than $50,000.

Reports list total TSP assets of $1.158 trillion through September, while withdrawals and new loans outpaced new investments and loan repayments by more than $17 billion. To see where your own balance could be headed, try FFEBA's TSP calculator.

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Sources: Federal Retirement Thrift Investment Board, quarterly account balance data as of October 1, 2026.