TSP news
DailyFED's TSP section covers news about the Thrift Savings Plan: new contribution and catch-up limits, plan rule and feature changes, fund updates, and decisions by the Federal Retirement Thrift Investment Board. Stories report facts and dates; we never forecast fund returns.
March20251 story
February20252 stories
- TSP - The Good, The Bad, and The AlternativeThe TSP is part of a three-legged stool designed to provide financial security for retired feds.
- TSP Options Following SeparationFederal employees are facing unprecedented job insecurity as each day brings fresh news of attempts to reduce the federal workforce.
January20252 stories
- TSP Yearly PerformanceThe stock market experienced significant growth in 2024, marking a second consecutive year of substantial gains.
- More Retirees Are Investing In The TSP Life AnnuityThe Thrift Savings Plan (TSP) Life Annuity is a retirement income option available to federal employees participating in the TSP.
November20246 stories
- TSP General Purpose Loans Are On The RiseA previous article highlighted the trend of early withdrawals from retirement accounts.
- IRS Raises 2025 Thrift Savings Plan Contribution LimitNext year, federal employees will be able to contribute more to their Thrift Savings Plan (TSP).
- What’s Your TSP Withdrawal Strategy?If you spend more time planning a family vacation than working on a withdrawal strategy for retirement, you’re doing yourself a disservice.
- Options For Rolling A TSP Into An IRAIf you’re contemplating rolling your Thrift Savings Plan (TSP) into an Individual Retirement Account (IRA), it’s important to weigh the advantages and disadvantages.
- How Does An In-Service TSP Withdrawal Compare To A TSP Loan?If you’re considering a Thrift Savings Plan (TSP) loan or an in-service withdrawal, it’s important to compare the two to see which one is the better option.
- How An Emergency Fund Protects Your TSPDuring your working years, the traditional advice is to have enough money in your emergency fund to cover three to six months of your living expenses.
October20244 stories
- What You Need To Know About The TSP Lifecycle FundsThe Thrift Savings Plan (TSP) Lifecycle Funds (L Funds) automatically divide your contributions among different combinations of the five core funds: the G, F, C, S, and I funds.
- By Age 50, How Much Should You Have In Your TSP?One of the challenges when planning your federal retirement is finding information that applies to you.
- The Facts On TSP Installment PaymentsFor many FERS retirees, the total amount of their annuity payment and Social Security benefit combined may not be enough income to cover all of their monthly expenses.
- Why The Roth TSP May Not Be For EveryoneBack in the spring of 2012, federal workers were able to start making after-tax contributions to the Roth Thrift Savings Plan (TSP).
August20242 stories
- Identifying The Differences Between A Roth TSP & A Roth IRAGood news, your participation in the Thrift Savings Plan (TSP) doesn’t affect your eligibility to contribute to an IRA (Individual Retirement Account).
- Understanding How The TSP Agency Match WorksThe Thrift Savings Plan (TSP) was created to provide federal employees with Uncle Sam’s version of a private sector 401(k) but with lower fees and a higher 5% employing agency...
July20241 story
What we cover here
- Limits. The yearly IRS contribution and catch-up limits as they apply to the TSP.
- Plan changes. New features, withdrawal rules and service changes.
- Funds. Changes to fund options or indexes, and official performance reports as historical fact.
- Board decisions. FRTIB meetings and announcements.
The rules behind the headlines
See official share prices and past annual returns on the TSP share price history page, and check your match with the TSP calculator. Past returns do not predict future returns.
When the news affects your account
Plan changes can open new choices, especially near retirement. A Federal Retirement Consultant (FRC®) can talk through yours. Get matched with an FRC, free.
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