TSP news
DailyFED's TSP section covers news about the Thrift Savings Plan: new contribution and catch-up limits, plan rule and feature changes, fund updates, and decisions by the Federal Retirement Thrift Investment Board. Stories report facts and dates; we never forecast fund returns.
June20244 stories
- Changes In Process To The I Fund’s Benchmark IndexAs previously announced, the Federal Retirement Thrift Investment Board (FRTIB) will update the benchmark index for the I Fund throughout 2024.
- News Update: TSP Assets Total $845-BillionGood News - the Thrift Savings Plan (TSP) total assets under management (AUM) at the end of 2023 reached $845 billion.
- Where The G Fund Fits In The Bucket Investment StrategyA solid investment strategy is to allocate your retirement savings into several “buckets,” each designated for different time horizons and types of expenses.
- Ultimate Thrift Savings Plan Guide:The Thrift Savings Plan (TSP) holds a significant position in retirement planning for federal employees and uniformed service members, boasting a substantial $845 billion in...
May20245 stories
- 3 Reasons To Keep Your Money In The TSP When You RetireOne of the many decisions you’re faced with when you retire from your federal career is whether you should keep your money in the Thrift Savings Plan (TSP) or move the funds...
- The TSP 30-Day Withdrawal Rule For Retirees Expired On May 15, 2024As of May 15, 2024, the Federal Retirement Thrift Investment Board (FRTIB) has eliminated the 30-day restriction rule giving federal retirees more flexibility when taking...
- 2024 Stock Market Trends Have Been Good For The TSP But What If That Changes?Since the stock market downturn in 2022, the Thrift Savings Plan (TSP) has rebounded with strong gains in 2023 and the positive trend is continuing into 2024.
- April Showers Rain On TSP GainsThe TSP started the year off with a bang - boasting the best first-quarter returns since 2019.
- Did You Know You Can Roll Money From A 401(k) Into Your TSP Account?As a Thrift Savings Plan (TSP) participant, you have the option of rolling over money from eligible retirement plans like a 401(k), 403(b), or a traditional IRA, into your TSP...
April20247 stories
- 3 More Common TSP Mistakes To AvoidIn a previous article, we covered the top three common Thrift Savings Plan (TSP) mistakes to avoid: Here are three more TSP mistakes that can prevent you from capitalizing on...
- What Happens To Your TSP When You Pass AwayWhen your spouse is your TSP beneficiary, the TSP death benefit rules are straightforward.
- The TSP Retirement Income Modeler & Other Online CalculatorsPlanning your federal retirement requires getting a good estimate of the income you can count on once you separate from service.
- Upcoming Changes To Thrift Savings Plan (TSP) ContributionsSince Congress passed the Setting Every Community Up for Retirement Enhancement Act of 2022 (SECURE 2.0), two upcoming changes in the new law will affect how Thrift Savings...
- Is It Time To Reconsider Investing In The Roth TSP?If you decided against contributing to the Roth TSP because you believe you’ll be in a lower tax bracket in retirement, you may want to reconsider.
- The Rule Of 55 For TSP WithdrawalsAs you know, if you take an in-service withdrawal from your Thrift Savings Plan (TSP) when you’re younger than 59½, you’re subject to an IRS 10% penalty.
- Is The TSP Mutual Fund Window Worth The Investment?A 2013 TSP survey indicated nearly 30% of respondents would transfer a portion of their TSP balance to a Mutual Fund Window.
March20244 stories
- Understanding How Divorce Affects Your Thrift Savings PlanGetting a divorce when you work for Uncle Sam can get tricky because your employment is governed by provisions in federal law.
- Why The TSP Is Essential For A Financially-Secure RetirementOn January 1, 2024, the Federal Employees Retirement System (FERS) celebrated its 37th birthday.
- Common Thrift Savings Plan (TSP) Mistakes To AvoidThe Thrift Savings Plan (TSP) offers an outstanding opportunity to lay a strong foundation for financial security in retirement.
- How The 5 Core TSP Funds WorkDid you know that the five core Thrift Savings Plan (TSP) funds are available only to TSP participants?
What we cover here
- Limits. The yearly IRS contribution and catch-up limits as they apply to the TSP.
- Plan changes. New features, withdrawal rules and service changes.
- Funds. Changes to fund options or indexes, and official performance reports as historical fact.
- Board decisions. FRTIB meetings and announcements.
The rules behind the headlines
See official share prices and past annual returns on the TSP share price history page, and check your match with the TSP calculator. Past returns do not predict future returns.
When the news affects your account
Plan changes can open new choices, especially near retirement. A Federal Retirement Consultant (FRC®) can talk through yours. Get matched with an FRC, free.
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